Finnita® enrolls student loan borrowers into federal repayment programs that, over time, can dramatically reduce or eliminate their student loan debt through existing federal loan forgiveness programs. Offered as an employee benefit, it helps physicians, nurses, dentists, veterinarians and other clinicians manage large student loan balances, supporting financial wellness, retention and loyalty.
There's no cost to your practice, no selling and no administrative burden. Share your unique link through onboarding, your HR portal, benefits communications, newsletters or team meetings — it takes minutes. Your clinicians don't need to become student loan experts; you simply connect them to ours.
Most physicians, nurses and other healthcare professionals assume the hard part of student loans is picking a repayment plan after training. In reality, that choice is just the starting line. Between long shifts, call schedules and locum or travel assignments, staying on top of federal student loans requires active, annual management:
A move from residency or fellowship to attending, a new contract, a locum assignment or a change in family size can change your required monthly payment under Income-Driven Repayment (IDR) plans. Missing a recertification deadline in a busy year can unexpectedly spike payments or capitalize interest.
Whether you're pursuing Public Service Loan Forgiveness (PSLF) after 10 years or standard IDR discharge after 20–25 years, every qualifying payment has to be documented and verified. Servicer errors and transfers between employers and servicers can quietly derail your count if no one is watching it.
Tax filing status changes, moving between hospitals or health systems, and evolving Department of Education policies mean the strategy that works this year may cost you thousands next year.
Clinicians are under real strain. Long shifts, staffing shortages and mounting student debt combine into financial stress that follows them into every patient interaction. A benefit that helps your physicians, nurses and clinical staff manage that burden is a direct investment in the people who deliver your care, and it costs your organization nothing to offer.
In a competitive labor market for physicians, nurses and clinical staff, helping clinicians reduce or eliminate student loan payments strengthens engagement and makes your organization a more attractive place to work.
Clinicians have little free time to research repayment options or track paperwork. A done-for-you service handles the recertifications and filings so your team doesn't have to.
Offer the benefit with no cost, no new headcount, no administrative work and no plan changes.
Borrowers need year-over-year loan management through their forgiveness milestone. Clinicians who benefit feel supported over the long term and have a reason to stay with an employer that invests in their financial health.
Physicians, nurses, dentists, veterinarians and other clinicians often carry six-figure student loan balances, yet they work long shifts with little time to navigate complex federal programs. The forms are dense, the deadlines are unforgiving and only 11% who try on their own succeed.
Finnita® does the work for them. We handle the assessment, enrollment, paperwork and annual recertification, so your clinicians get real relief without giving up time they don't have.
Per enrolled customer
Industry-leading rate
Without professional help
No cost to offer this employee benefit
Finnita's® employer program is built to be effortless for busy healthcare practices and valuable for your clinical and support staff.
No fees, no contributions and no changes to your benefits plan, so there's nothing to add to your budget.
We provide your organization's unique link and the communications you need. Finnita® handles assessment, enrollment, paperwork and annual recertification directly with employees, so your practice manager and HR team don't have to.
Distribute through staff huddles, credentialing and onboarding packets, the HR portal, benefits communications, clinician newsletters or team meetings.
Any employer with clinical team members carrying federal student loans can offer this benefit at no cost. It's especially valuable for physicians, dentists and veterinarians, who often carry some of the highest balances in the country, and for the nurses and allied health professionals who keep care running every day.
New clinicians just entering repayment can set up the right plan from day one.
Professional-degree staff with some of the highest balances. Finnita® handles all the paperwork so they can focus on their patients.
Nurses, therapists and technicians balancing demanding schedules benefit from ongoing annual recertification managed for them.
HR can share the company's unique link in onboarding and benefits communications to reach clinicians across sites and shifts.
Your employees trust you, and you can trust us. Clinicians have trained for years and often carry some of the largest student loan balances in the country, so they deserve a trusted option that protects their federal benefits. Unlike competitors who push refinancing — which permanently strips borrowers of federal protections — Finnita® will never refinance a federal student loan. As a Public Benefit Corporation, our values are written into our charter: no refinancing, no credit checks, no new debt.
"The team made this extremely easy for me and took a great deal of stress off my shoulders. I felt like I was in good hands. Amazing service from beginning to end!"
"Finnita® did a great job of obtaining the required information and getting things completed timely. Quite refreshing to not have to go through multiple phone trees to get connected to a real person."
Ready to give your clinical team a powerful benefit at no cost to your practice?
We're committed to helping your clinicians take control of their student debt — without taking time away from patients.
935 Great Plain Ave, Suite 288, Needham, MA 02492
Finnita® and the Finnita® logo are registered trademarks of Finnita, Inc., All rights reserved.
Give Your Clinical Team a Powerful Benefit — at No Cost to Your Practice